Flexible financing options that fuel the growth of small businesses.

Do you find yourself seeking capital to expand your small business? We believe every business should have the opportunity to access the financing they need to grow.

Our Financing Options

Revenue Based Financing

Financial institutions supported small businesses well in the 20th Century. In the 21st Century, they have become too slow, bureaucratic, and very challenging to truly meet their customers needs. We offer innovative financing options that are fast, simple, and collaborative.

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Early Repayment Discounts

Expecting an influx of cash flow in the near term? Utilize our competitive discounts that allow you to take advantage of significant savings if your financing is repaid early.

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Luminar Line

We believe in offering financing that is flexible and tailored to your needs. Luminar Line enables you to quickly access the capital required, instead of committing to a large sum immediately. This cost friendly solution can be utilized on multiple occasions and integrates into your cash flow.

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Business-First Term Loans

We know that every business milestone requires a different financial tool. While our revenue-backed financing offers ultimate flexibility, our customized business term loans provide the rock-solid predictability needed for large-scale expansions. Receive a lump-sum capital injection with fixed, transparent terms that allow you to plan your budget with total confidence. No templates, no red tape—just tailored financing built to scale your business.

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Luminar Capital is here to help.

A Personalized Experience

Step 1

Share Your Business Journey

Transparency is key to any successful relationship. We take the time to learn how your business functions, recognize your strengths, and understand your challenges. Finalize your application in no time and leave the rest to us!

Step 2

Review Unique Financing Options

As you transmit your application, our dedicated team will swiftly discover the best financing solutions personalized to your business. A detailed analysis is conducted to ensure we cater to your financial objectives.

Step 3

Secure Financing and Kickstart Your Growth

Once your financing is finalized, the funds will be delivered supporting your expansion and business objectives. Our financing goes above and beyond simply maintaining your business, it's crafted to propel it forward.

Ready To Secure Business Financing?

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